Health is one of the most critical aspects of life. In India, many families face difficulties affording medical expenses during times of illness. To address this issue, the Government of India launched the Ayushman Bharat Yojana, also known as Modicare or the Pradhan Mantri Jan Arogya Yojana.
Under this scheme, poor families are provided free medical treatment of up to ₹5 lakh. If you don’t have an Ayushman card yet, don’t worry! This guide will provide you with all the details about the Ayushman Bharat Scheme, including eligibility criteria, required documents, and step-by-step instructions to apply for the card online.
What is the Ayushman Bharat Scheme?
Ayushman Bharat Yojana is a flagship health scheme by the Government of India aimed at providing free healthcare services to economically weaker sections.
Here’s what the scheme offers:
- Free medical treatment of up to ₹5 lakh per family.
- Coverage for severe diseases like heart problems, cancer, kidney issues, etc.
- Expenses incurred before and after hospitalization are also included.
Eligibility for Ayushman Card
To apply for the Ayushman card, you must meet the following eligibility criteria set by the government:
- Indian Citizenship: Only residents of India can apply.
- Economically Weaker Section: This scheme is designed for families in the economically weaker category.
- BPL Category: Your name must be listed in the Below Poverty Line (BPL) category.
Documents Required
While applying for the Ayushman card, you need to provide some essential documents. Without these, your application cannot be processed. The required documents are:
- Aadhaar Card
- BPL Ration Card
- Mobile Number
- Bank Passbook
- Passport Size Photograph
How to Apply for Ayushman Card
You can apply for the Ayushman card online from the comfort of your home. Follow the step-by-step process below:
1. Visit the Official Website
- Go to the official Ayushman Bharat website.
2. Log in
- Select the Beneficiary option on the homepage.
- Enter your mobile number and complete the login process using the OTP and captcha code.
3. Enter Aadhaar Number
- After logging in, input your Aadhaar number and click on the Search button.
- A list of all family members will appear on your screen.
4. Complete e-KYC Process
- Select the member for whom you want to make the Ayushman card.
- Click on the e-KYC option and verify using the OTP for Aadhaar authentication.
5. Fill in Details and Submit
- Enter the member’s mobile number and other details as required.
- Verify all the information and click on Submit.
6. Download the Ayushman Card
- Your Ayushman card will be generated.
- Download it and take a printout for future use.
Benefits of Ayushman Card
- Free treatment of up to ₹5 lakh.
- Coverage in both government and private hospitals.
- Includes treatment for critical illnesses.
- Applicable to all family members under one scheme.
- Pre- and post-hospitalization expenses are covered.
Diseases Covered Under Ayushman Bharat Scheme
The scheme provides coverage for various serious health conditions, including:
- Heart diseases
- Cancer
- Kidney issues
- Complications related to diabetes
- Neurological disorders
Conclusion
Ayushman Bharat Yojana is a life-saving initiative for underprivileged families. If you haven’t applied for your Ayushman card yet, follow the above steps and get it done immediately to avail yourself of its benefits.
If you found this information helpful, share it with your friends and family so they can also take advantage of this beneficial scheme.
